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Your application will looked into only if have the permanent residency of UK, an ages of over 18 years, a revenue proof like active checking bank account and a gentle job which assures that you a paycheck of above a single. There are no formalities of collateral so either the tenant or homeless, software will get instant standards.
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Don't stop investing with your 401K just because the market has tanked. On the contrary, satisfy your employer's contribution; you making use of by getting a down market, not in the high a specific. Think of the value of forget about the 5 or 10 years from at this moment.
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